Second foreclosure of the pension for an unpaid debt – Is it normal?
In 2012 I asked for a personal loan from Agos Ducato, which was granted to me since my wife and I had a working income: I always paid the installments until the end of 2014, after which I sent Agos asking if it was possible lower the installment, lengthening the terms, as my wife …. Read More
Mortgage debt increased again
The new figures from Statistics Netherlands, on the finances of households, show that in the third quarter of 2018 the outstanding mortgage debt of households increased by 1 billion euros. As a result, the mortgage debt has risen seven quarters in a row. The total outstanding mortgage debt of households rose to EUR 702 billion …. Read More
Week of the money – Ellen saved her children from her debts
Perhaps you have heard the commercials: it is the week of money. Initiator Wijzer in geldzaken wants during this week students from primary schools learn how to handle money. As a result, the foundation is laid for early financial adequacy in their adult life. During the week of the money we put the savings …. Read More
New registration codes in the BKR for home sales with residual debt
Are you selling your house and is there a chance of a residual debt? Then you will have to deal with the new registration codes from the Credit Registration Office. Since 1 January 2017, the BKR has introduced two new codes for recording the residual debt on sale. Registration of sales with a residual …. Read More
Residual debt financing no longer deductible
In October 2012, the residual debt scheme went into effect to promote the flow in the housing market. With this scheme, the interest on the financing of this residual debt could be deducted from the tax when selling a house with a residual debt, for a maximum of 15 years. No reason to extend The …. Read More
Consumers are deeper in debt again in 2019
The Dutchman has a clear taste. Because the number of applications for consumer credit rose explosively this year (and especially in the third quarter)! Consumers tend to borrow money faster. It is apparently no longer a shame to invest deeper into debt. The numbers speak volumes … Association of Finance Companies in the Netherlands The …. Read More
Differences Dutch and Belgian debt mountain
Where in the Netherlands a lot of money was paid before 2017, in Belgium they are currently faced with a major problem. According to Eurostat and Bart Van Craeynest at least. In Belgium, it has been going on for years: both companies and consumers are increasingly becoming increasingly indebted. Many families borrow more money than …. Read More
Defense debtors 2019: debts, costs, and opinions.
Problems of debt? I can find Escort Deficient Debitori and its cost , opinions , comments and reviews from clients who are entrusted to this company to solve the economic situation. The unprecedented crisis in 2008 has made it difficult for not only the global economy, but also hundreds of people who were not at …. Read More
Debt prevention
Debts lead to personal problems and social costs. Prevention is therefore important for all parties who come into contact with payment arrears. What is debt prevention? Prevention is preventing problems (in this case financial) from arising in advance. Prevention can also be used to prevent greater financial problems or repetition. The definition of debt …. Read More
Wedding, possessions and debts
Do you have wedding plans or do you enter into a registered partnership? In 2018, the rules on assets and liabilities that both partners contribute to the marriage are adjusted. You can choose together to set other agreements about this yourself. Standard: limited community of goods If you do not arrange anything, you are marrying …. Read More